Best-Kept Secrets for Homebuyers
Best-Kept Secrets for Homebuyers 購房者的最佳秘密
Successful homebuyers tend to approach the real estate market in a specific way. If you want to have a great homebuying experience, consider these tips from seasoned homebuyers:
Know what you want. Have a good idea of what you want in your home and what you're willing to compromise on. Some flexibility is a good idea, but you should have a pretty strong idea of the absolute necessities you need.
Maintain a solid credit score. A good credit score has a major positive impact on your mortgage rate. If you can improve your credit score, attempt to do so by paying bills on time and avoiding large amounts of debt prior to applying for a mortgage.
Have realistic expectations. Be realistic about your homebuying experience. Know what's reasonable for your budget and be prepared to make some compromises to find a home that meets your needs.
Take on a little risk. Some risk is necessary when purchasing a house. It's impossible to plan for every "what if" scenario, so research what you can, purchase a home within your budget, and enjoy your new house.
Select a mortgage early. Find your mortgage before you look for homes. Pre-approval helps you determine a safe price range and keeps you from taking on more than you can manage. You'll also have time to negotiate better rates than you would if you're rushing to get a mortgage after you've found your dream home.
If you or anyone you know has questions about home loan rates or products, please reach out. I'm always happy to help. Enjoy this month's issue of YOU Magazine.
Source: TheSimpleDollar.com
購房者的最佳秘密!
成功的購房者傾向於以特定的方式進入房地產市場。如果您想擁有出色的購房經驗，請考慮經驗豐富的購房者的以下提示：
知道你想要什麼。對自己家裡想要什麼以及您願意妥協的地方有個好主意。靈活性是一個好主意，但是您應該對所需的絕對必需品有一個很強的主意。
保持可靠的信用評分。良好的信用評分會對您的抵押貸款利率產生重大的積極影響。如果您可以提高信用評分，請嘗試按時付款並避免大量債務，然後再申請抵押貸款。
有現實的期望。對您的購房體驗保持現實。知道什麼對您的預算合理，並準備做出一些妥協以找到滿足您需求的房屋。
冒一點風險。購房時有一定風險。不可能為每種“假設情況”進行規劃，因此，請研究您能做的事情，在預算範圍內購買房屋，然後享用新房子。
儘早選擇抵押。在尋找房屋之前先找到抵押貸款。預先批准可幫助您確定安全的價格範圍，並避免承擔超出您管理能力的範圍。如果您在找到夢想中的房子後急於獲得抵押貸款，您將有更多的時間來協商更好的利率。
如果您或您認識的任何人對房屋貸款利率或產品有疑問，請聯繫。我總是很樂意提供幫助。
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Know what you want. Have a good idea of what you want in your home and what you're willing to compromise on. Some flexibility is a good idea, but you should have a pretty strong idea of the absolute necessities you need.
Maintain a solid credit score. A good credit score has a major positive impact on your mortgage rate. If you can improve your credit score, attempt to do so by paying bills on time and avoiding large amounts of debt prior to applying for a mortgage.
Have realistic expectations. Be realistic about your homebuying experience. Know what's reasonable for your budget and be prepared to make some compromises to find a home that meets your needs.
Take on a little risk. Some risk is necessary when purchasing a house. It's impossible to plan for every "what if" scenario, so research what you can, purchase a home within your budget, and enjoy your new house.
Select a mortgage early. Find your mortgage before you look for homes. Pre-approval helps you determine a safe price range and keeps you from taking on more than you can manage. You'll also have time to negotiate better rates than you would if you're rushing to get a mortgage after you've found your dream home.
If you or anyone you know has questions about home loan rates or products, please reach out. I'm always happy to help. Enjoy this month's issue of YOU Magazine.
Source: TheSimpleDollar.com
購房者的最佳秘密!
成功的購房者傾向於以特定的方式進入房地產市場。如果您想擁有出色的購房經驗，請考慮經驗豐富的購房者的以下提示：
知道你想要什麼。對自己家裡想要什麼以及您願意妥協的地方有個好主意。靈活性是一個好主意，但是您應該對所需的絕對必需品有一個很強的主意。
保持可靠的信用評分。良好的信用評分會對您的抵押貸款利率產生重大的積極影響。如果您可以提高信用評分，請嘗試按時付款並避免大量債務，然後再申請抵押貸款。
有現實的期望。對您的購房體驗保持現實。知道什麼對您的預算合理，並準備做出一些妥協以找到滿足您需求的房屋。
冒一點風險。購房時有一定風險。不可能為每種“假設情況”進行規劃，因此，請研究您能做的事情，在預算範圍內購買房屋，然後享用新房子。
儘早選擇抵押。在尋找房屋之前先找到抵押貸款。預先批准可幫助您確定安全的價格範圍，並避免承擔超出您管理能力的範圍。如果您在找到夢想中的房子後急於獲得抵押貸款，您將有更多的時間來協商更好的利率。
如果您或您認識的任何人對房屋貸款利率或產品有疑問，請聯繫。我總是很樂意提供幫助。
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